Use Your ESA for
Online Tutoring
State-funded reading and math tutoring with certified teachers at no cost to your family
Savvy Learning partners with homeschool families to provide K–6 online tutoring that qualifies for ESA funding and scholarship programs. With certified teachers offering both one-on-one and small-group sessions, our instruction is designed to complement your homeschool and help students build confidence and mastery in reading and math.
What is an ESA?
Education Savings Accounts (ESAs) are state-funded programs that provide families with money for qualified educational services. ESAs cover services like tutoring, curriculum, educational therapy, and learning support—giving you the flexibility to customize your child’s education.
Savvy Learning is an approved vendor for:
Arizona
Arkansas
Louisiana
New Hampshire
New York
North Carolina
West Virginia
More states coming soon!
Find Your State's ESA Program
Alabama
The Alabama CHOOSE Act provides scholarship funding to eligible K-12 families throughout the state. Funds are managed through ClassWallet and can be used for approved educational services.
Alaska
Alaska offers the IDEA Homeschool Allotment program through certain school districts. This program provides funding to homeschool families for educational materials and services.
Arizona
Arizona's Empowerment Scholarship Account is a universal program available to all K-12 students in the state. Savvy Learning is an approved vendor, and families can pay through ClassWallet or direct billing.
Approved Direct-Pay VendorArkansas
The Arkansas Education Freedom Account provides funding to eligible families for educational expenses. Savvy Learning is approved as a direct-buy vendor in this program.
Approved Direct-Buy VendorFlorida
Florida offers multiple scholarship options through Step Up For Students, including the Personalized Education Program and scholarships for students with unique learning needs. These scholarships provide funding for approved educational services throughout the state.
Georgia
The Georgia Promise Scholarship provides education funding for eligible students across the state. Participating families access funds through the Odyssey payment platform.
Indiana
Indiana offers the Education Scholarship Award program for eligible families, including those with special education needs. The program provides funding for various educational services and support.
Iowa
Iowa's Education Savings Account program provides universal funding for K-12 students in the state. Families manage their funds through Student First Technologies.
Louisiana
Louisiana's GATOR Scholarship program supports eligible families with education funding across the state. Savvy Learning is approved and will be available through the program's marketplace portal.
Approved - Launching SoonMinnesota
Minnesota offers the K-12 Education Tax Credit and Subtraction rather than an ESA program. Families can claim qualifying educational expenses, including tutoring costs, on their state tax returns.
Tax credit available (consult tax advisor)Mississippi
The Equal Opportunity for Students with Special Needs Act provides ESA funding for Mississippi students with special education needs. This program helps families access specialized educational services and therapies.
Missouri
Missouri's K-12 Scholarship Program provides education funding for eligible families in certain participating areas. The program is administered through the state treasurer's office.
Montana
Montana offers the Special Needs Education Savings Account program for students with documented disabilities. This program provides funding for specialized educational services and therapies.
New Hampshire
New Hampshire's Education Freedom Account Program is available to eligible families throughout the state. Savvy Learning is an approved vendor in the EFA marketplace powered by ClassWallet.
Approved Marketplace VendorNew York
New York families can access support through the Children's Scholarship Fund NYC, which provides scholarship assistance for educational services. Savvy Learning is approved to work directly with families using this scholarship program.
Approved Direct-Buy VendorNorth Carolina
North Carolina's Education Student Account (ESA+) program provides funding for eligible K-12 families in the state. Savvy Learning is an approved vendor accessible through ClassWallet.
Approved Direct-Buy VendorNorth Carolina also offers the Opportunity Scholarship program for eligible families. More information is available through the State Education Assistance Authority.
South Carolina
South Carolina's Education Scholarship Trust Fund provides funding for eligible students with special needs and other qualifying circumstances. The program operates through ClassWallet.
Tennessee
Tennessee offers Education Freedom Scholarships through various programs including Individualized Education Accounts for eligible students. These programs provide funding for educational services across the state.
Texas
Texas is currently developing an Education Freedom Account program for K-12 families. Details about program launch and eligibility will be announced by the state.
Utah
Utah's Utah Fits All Scholarship is a universal program available to K-12 students throughout the state. Families access their funds through the Odyssey platform.
West Virginia
West Virginia's Hope Scholarship Program is available to eligible homeschooling families throughout the state. Savvy Learning is an approved vendor in the Student First Technologies marketplace.
Approved Marketplace VendorWyoming
Wyoming's Education Savings Account Program provides funding for eligible K-12 students. This program helps families access various educational services and resources.
Don’t see your state?
Your state may be next. New ESA and scholarship programs are expanding every year, helping families use education funds for core curriculum, tutoring, and enrichment.
Using ESA Funds with Savvy
Your ESA funds can be used for Savvy programs designed to deliver real academic growth and clear communication for families. Here’s what’s included:
- Individual or small-group tutoring sessions with certified coaches
- Diagnostic assessments to identify your child's skill level
- Progress monitoring and parent communication
- Instructional materials aligned with Science of Reading
Savvy Learning is an approved vendor for:
Why ESA Families Choose Savvy
Experienced Coaches You Can Trust
Savvy Learning’s coaches are certified professionals with proven experience helping students strengthen foundational skills in reading and math. Our team combines structured methods with personalized attention, ensuring every learner receives consistent, high-quality support.
Flexibe Formats
Families can choose between personalized 1:1 sessions or small-group learning with 2–4 students. Both options provide individualized attention, engaging interaction, and proven academic growth—at a pace that fits your learner best.
High-Dosage Impact
Our 4x-per-week model meets the standard for high-dosage tutoring—the research-backed frequency shown to produce significant academic gains, especially for students who need additional support in reading or math.
Aligned with Your Homeschool Approach
Savvy Learning is designed to complement your homeschool, whatever your approach. Our lessons integrate seamlessly into your existing routine and curriculum to strengthen foundational skills without disrupting your rhythm.
What ESA Funds Cover
Education Savings Accounts are state-funded programs that provide families with money for qualified educational services. ESAs cover services like tutoring, curriculum, educational therapy, and learning support—giving you the flexibility to customize your child’s education.
Savvy Reading & Math Tutoring
Live, high-dosage tutoring for K-6 learners.
Choose 1:1 or small group. Four 25-minute sessions each week build confidence fast.
Savvy Reading
Unlock your child’s reading superpower with live, Science of Reading–based lessons that build fluency and comprehension. Perfect for early readers and students needing extra support.
Savvy Math
Turn frustration into confidence with interactive, problem-solving instruction tailored to your child’s level. Aligned with Louisiana standards to build lasting confidence.
How Savvy works
3 Simple Steps to Consistent Support
1. Try it for $5
No pressure.
See if it's a good fit.
2. Pick Your Format
1-on-1 or small group (max 4 students).
3. Choose your Time
4 times per week.
Same tutor, same time.
Results Parents Love
With a 98% satisfaction rate, Savvy Learning is helping homeschool families turn struggles into success. Parents consistently report improved reading levels, stronger math confidence, and kids who actually look forward to learning again.
Savvy is fun, affordable, and most of all, incredibly effective. My child is more confident, engaged, and actually excited about learning. I wish we had signed up earlier!
Emily
Mom of 9-year-old
Mina told me “I don’t really want to admit it, but I think I like reading now.” She has never said anything like this before, ever. Thank you and the coaches! I’m so surprised and grateful!
Ashley
Mom of 6-year-old
We are so extraordinarily grateful for your work with Della. While it’s true she’s made tremendous progress in the technical aspects of reading, moving up multiple reading levels at school and jumping to the 90th percentile in her recent literacy assessment, the biggest and most important change we’ve seen in her since beginning to work with you has been skyrocketing confidence and joy.
Alex
Mom of 7-year-old
The Tutor Your Child Deserves
At Savvy, our tutors are highly experienced educators with a passion for transforming your child’s reading journey. Every tutor undergoes rigorous training in Savvy’s curriculum and high-dosage learning methods, so your child builds skills and confidence with every session.
Clear and Transparent Pricing
Savvy makes pricing simple, no hidden fees and no surprises. Each plan includes four 25-minute sessions per week with a certified Savvy tutor, personalized to your child’s learning goals. Families using GATOR funds can complete checkout directly through Odyssey.
NOTE: Not all subscription lengths are available with every state’s ESA program. Check your state’s portal for approved options.
One-on-One Tutoring
Four 25-minute sessions each week with a dedicated Savvy tutor.
3 Months
SAVE $4203 months until cancelled
6 Months
SAVE $8406 months until cancelled
12 Months
SAVE $120012 months until cancelled
Small Group Tutoring
Collaborative learning in groups of up to four, matched by skill level.
3 Months
SAVE $1803 months until cancelled
6 Months
SAVE $4806 months until cancelled
12 Months
SAVE $84012 months until cancelled
FAQ
Q: My state isn’t listed. Can I still use ESA funds?
If Savvy is not an approved vendor in your state’s program, you may be able to be reimbursed for your subscription.
You can also make a request directly through your program administrator to add Savvy Learning to the approved vendor list.
Q: How do I get started with ESA?
Visit your program portal to get started with Savvy!
Q: Do you offer a trial?
We offer a $5 trial session so your child can experience Savvy Learning before committing. This allows you to see our teaching approach.
Q: My child needs help in both reading AND math. How does that work?
Students can enroll in both programs. You’ll pay for each program separately using your ESA funds (or a combination of ESA funds and personal payment). Your child receives dedicated reading sessions with a literacy specialist and separate math sessions with a math specialist.
Q: Can multiple children in my family use the same account?
Yes! Multiple children can be enrolled under one family account. However, each child’s tutoring must be paid for separately—either with their individual ESA funds or with your personal payment method. Each child receives personalized instruction based on their assessment results.
Q: What if my marketplace doesn’t list Savvy Learning yet?
If you don’t see Savvy Learning in your state’s marketplace, please get in touch with your ESA program administrator to request that we be added. Family requests help to expedite our approval process.
Join Today!
Let’s Reinforce Your Homeschool — Together. Savvy gives you a partner in reading and math, so you can homeschool with less stress and more success.
- Built by homeschoolers
- 98% parent satisfaction
- ESA funds accepted
- Try it for just $5
